E-Mail: info@laydenadjustment.com

We prepare your estimates, process your entire claim and maximize your insurance settlement.

The proper insurance settlement requires a great deal of time and knowledge.

We at Layden Adjustment are experienced experts in handling all types of property insurance claims. We pay particular attention to details that are often overlooked by the insured. This enables us to maximize the recovery of loss.

WE WORK FOR YOU, the policy holder, to make sure you get the best settlement possible.

Time is Valuable

It is very important that we become involved at the beginning of your claim. That way we can protect your interests and make sure nothing happens to jeopardize your loss. Things that may seem incidental to you could end up costing you thousands of dollars. Even emergency clean-up procedures could damage crucial evidence. We advise you about protecting your property, assist you when temporary relocation is necessary and help in arranging the insurance company to advance money to you to help with unexpected emergency expenses.

Policies are Confusing

The type of insurance policy you have is the major factor in determining your insurance coverage. A mistake in determining your policy coverage can cost you a lot of money and grief. We understand the details of insurance policies because we deal with them every day. We decipher each and every line of your policy to make certain you get the settlement you are entitled.

We Know How to Help

The adjusters at LAYDEN ADJUSTMENT are state licensed and bonded. This requires us to have a complete understanding and knowledge of insurance information. We know all the requirements you must meet in order to properly file your claim.

While insurance agents can be helpful, their job is to determine the proper insurance coverage each insured should have, NOT to adjust claims. In fact agents' loyalty is with the insurance companies, because they work for insurance companies.

WE WORK FOR YOU and our interest and loyalty are with you. Our job is to advise, assist and safeguard the interests of the insured, and obtain the highest settlement possible. WE ARE ON YOUR SIDE!

If you should ever have any damage to your home or personal property as a result of one or more of these items listed below, call us.

WE CAN HELP YOU!

• Fire
• Lightning
• Smoke
• Wind & Storm
• Roof Damage
• Plumbing
• Vandalism
• Building Damage
• Loss of Use
• Loss of Rent
• Business Interruption
• Other Losses

You should call us before reporting your claim to your agent or insurance company. You are allowed to seek advice and ask us wuestions about your loss prior to reporting it. Our job is to advise and assist the insured.

We Understand Values

What is the replacement cost of every tiem in your home or business? You should know because this is a major factor in the settlement of your claim.

Your claim is only as good as the estimate you present to the insurance company. The estimate must be prepared properly and with as many intricate details as possible. Insurance companies require that y ou report each and every damaged item before it can be considered for compensation.

Our expert adjusters provide accurate and detailed estimates which take into consideration quantity, quality, craftsmanship, actual cash value and the replacement cost of each and every item damaged. All these details, when presented properly, result in maximizing your insurance settlement.

 

"We're Public Adjusters -
We Work For You"

Insurance companies always look for a reason to deny you coverage. They use their own experts to determine if you actually have a loss and if so, how small they can make it. The insurance company's job is to minimize your claim, to pay you what it feels is a fair and reasonable settlement. That's why insurance companies use their own adjusters and contractors to estimate your loss. These adjusters are hired, trained and paid by the insurance companies.

Suppose some of your damages are overlooked by the insurance companies estimator. How would you ever know of these overlooked items or their value?

This is one of the many reason why it benefits you to use a public adjuster. We are experts in our field. We work for you. Our business is estimating and adjusting insurance claims for the public. Our job is to maximize your insurance settlement. Our staff are experts in preparing detailed estimates, which is exacty how your claim is calculated. We treat each claim as if it were our own.

Making the Difference

Why should you use a public adjuster? Simply because we are experts in what we do. We advise, assist and safeguard the interests of the insured. We prepare the estimates of all your damaged property. We present your claim to the insurance company and negotiate on your behalf. WE DO EVERYTHING FOR YOU to maaximize your settlement and minimize the pressure and aggravation associated with your claim.

We work on a contigent fee basis so there is no financial obligation to us for our services until we reach a settlement for you. Since we work on a small percentage of the recovery, it assures you we will attain the highest settlement possible in the shortest period of time.

FREE ADVICE - 24 HOUR SERVICE

We sincerely hope you will never need our services. However, if you should, we can be reached anytime day or night 365 days a year. The quicker you call us, the sooner we can begin working on your claim to get you the settlement you are entitled and justly deserve.

Should you ever have a uestion about a claim or insurance coverage, you can call us first, before you call your agent or insurance company. Remember, our job is to advise, assist and safeguard your interests. We Can Work For You.